November Rain in Crete

Hello dear readers, now you can hear me speak too. Have a good weekend, I look forward to being with you again next week.

Love Jane x

And don't hesitate to click the link at the top of the page to get started with the greatest network of all, Empower Network. Start making an income on line today, if I can do it so can you.

Saint Minas Day in Crete

Agios Minas Cathedral

From Wikipedia, the free encyclopedia

Agios Minas Cathedral
Basic information
Location	Heraklion, Greece
Affiliation	Greek Orthodox
District	Archbishopric of Crete
Architectural description
Completed	1895
Specifications
Capacity	8,000

The Agios Minas Cathedral is a Greek Orthodox Cathedral in Heraklion, Greece, serving as the seat of the Archbishop of Crete. It was built over the time period of 1862-1895. The construction was interrupted during the Cretan Revolution of 1866–1869.^[1] It is one of the largest cathedrals in Greece, with a capacity of 8,000 people ^[2]

So, thank you Agios Minas for getting us safely to our destination.

I just love sitting in Neapolis with a cold chocolate, or even a cold beer.

You can read some more about that in my book, Tears from the Sun - A Cretan Journey

Buy your copy now from Amazon.  (and I'll love you forever - honestly!)

Talk soon,
Love Jane x

Skyrocketing Unemployment in Greece.

Skyrocketing unemployment, around 27 percent, has led to hundreds of thousands of households and businesses not being able to make good on their financial obligations. 

Number of indebted households turning to courts for a settlement with banks skyrockets According to the latest available data, the percentage of loans that were not being serviced reached 27.8 percent in March, amounting to 64 billion euros, from a total of 228 billion euros owed to all Greek banks in business, mortgage and consumer loans over the same period. By Evgenia Tzortzi Some 80,000 applications have flooded Greece’s justice of the peace courts in the past six months from individuals seeking to ease the terms of their bank loans, with court officials saying that they are assigning hearing dates all the way up to 2025 to deal with the workload. The number of people trying to restructure their debts as they struggle with the crisis and increasing taxation demands has doubled in comparison to the start of 2013 and is growing proportionally to rising unemployment rates, even though the country’s banks have already reached restructuring agreements with over 800,000 debt holders. The justice of the peace courts, meanwhile, have already heard 7,600 applications, rejecting 35 percent and sending the other 65 percent to trial. According to Iakovos Venieris, a lecturer at Athens University’s Law School, the fact that an application is accepted by a justice of the peace court does not mean that a settlement will be reached between the borrower and the lender. It simply means that the court accepts that the borrower meets the requirements of Law 3869/2010 – colloquially known as the “Katseli Law” after the lawmaker who drafted it, Louka Katseli – which is designed to help indebted households compel banks to restructure their loans according to their new financial circumstances. Venieris says that a cursory glance at the decisions issued by Greek courts on debt-restructuring cases reveals that the average reduction of debt granted to applicants is around 35 percent, and while there have been a few rulings whereby individuals have seen their debt written off almost entirely, at 0.4 percent the number is too small to really matter. Skyrocketing unemployment, around 27 percent, has led to hundreds of thousands of households and businesses not being able to make good on their financial obligations. The circumstances that led to households stopping their debt repayments are one of the factors that are closely studied by justice of the peace courts, along with their overall financial profile and assets. According to the latest available data, the percentage of loans that were not being serviced reached 27.8 percent in March, amounting to 64 billion euros, from a total of 228 billion euros owed to all Greek banks in business, mortgage and consumer loans over the same period. Data from the banks suggest that the number of settlements made so far cover 800,000 loans, many of which have been restructured more than once and some of which have been classified as nonperforming. According to the data compiled for the last evaluation of the Greek economy, banks have restructured some 6 percent of their total loan portfolios. This represents 13 billion euros’ worth of debts, 45 percent of which is in the form of business loans, while at the same time write-offs account for 4 billion euros, shooting the total amount owed in problematic loans close to 100 billion euros. Bank data show that by the end of 2012, of the total 1.1 million mortgage loans issued by Greek banks, some 300,000 presented problems in their servicing, while those that are paid regularly dropped from 960,000 in 2011 to 850,000 the following year. One in four mortgage loans were classified as nonperforming in 2012, while consumer loans where installments were delayed for more than three months rose to 710,000 in 2012 from 540,000 the previous year. The picture for the consumer credit market, meanwhile, shows that one in 2.5 consumer loans are on shaky ground and that the number of those that are serviced regularly dropped from 2 million at the end of 2011 to 1.7 million at the end of the following year. Likewise, one in five credit cards has two months of overdue payments, while those that have not been paid for three months rose from 465,000 to 610,000 from late 2011 to late 2012. As far as the number of loan and credit card holders who faced legal action is concerned, this shot up in the period from 2005 to 2012, reaching 1.5 million from 400,000. More specifically, the number of bad loans reached 620,000 in 2012 from 180,000 in 2005 and the number of credit cards shot up to 880,000 compared to 220,000 in 2005. A look at the applications submitted by troubled borrowers reveals that one in three has absolutely no assets whatsoever and just two in three have assets (including those with mortgages). This suggests that the debts arise mainly from consumer and business loans without collateral rather than mortgage loans. Nevertheless, an increasing number of applicants are seeking easier repayment terms even though banks are not entitled to seize their incomes to pay off their debts. Moreover, the flow of applications for the Katseli Law to be invoked does not appear to have been stemmed by a recent regulation that forces applicants to pay at least 10 percent of the amount due according to their last notification. It is worth noting that the law also allows recourse for professionals who are no longer in business, a recent development that has exponentially increased the number of applicants.

ekathimerini.com , Tuesday October 8, 2013 (18:57)

The above article highlights the massive problems that the Greek people are encountering at the moment. 228 billion euros' worth of debt, 27% unemployment, and a big 'no hope' mentality. 

Where do they go from here?

I don't have any answers. I can only show people how to better themselves by becoming empowered. Whatever business you are in, by learning a proven marketing system, you can position yourself to attract success.
Now is the time to take a look at an alternative way to put money in your pocket. Take a look at the company that is taking the internet by storm, and allowing people to take charge of their own destiny.

CLICK ON THIS LINK http://en.teamtissa.com/zbjY AND FIND OUT MORE

You Can Make Money On Your Computer

To all my friends in Greece, and around the world, 

You may wonder what these posts have to do with Vrahassi. but you see, I have a mission, and that is to let people know that here is a way to earn money, and be your own boss, and be involved with a great circle of people throughout the world.

David, as you know, has been working online, part-time, in between his building work in Crete. And last year, I joined him in Empower Network. We went to a convention in Denver in August, and more recently got together with the leaders at a meeting in London.

We love the work, I am making a series of 30 videos to chart my progress in the company, and also to show you what we do. David is the one who sends out ads, and he also writes blogs and makes videos. I think he's a natural at it. The point is, if we can do it, anyone can do it. Our work is writing blogs, and teaching others how to market their product. Could you do that? I'm sure you could.

Anyway, I'm rambling on. Take a look at the videos below. If nothing else, you will see what we are doing here in London.

Vrahassi is calling me, and I shall be over there before the month is out. I love Vrahassi, but I didn't like being poor. So I did something about it. And I urge you, if you are feeling the same, contact me or David, and we will show you how you can lift yourself out of a bad financial situation. If you have a computer, and can speak English, here is an opportunity, at least take a look.

Talk again soon,
Love Jane x

Have you heard about the new blogging platform, distributed by Empower Network, The ENV2?

The David Sharpe who is co-founder of Empower Network, is not my David in his younger days, but they are very much alike. Click the link and see for yourselves.

CLICK THIS LINK FOR INFORMATION ABOUT THE ENV2

Here is a video that David made when he got to Crete.

And here is a video that David made at the Holiday Inn Kensington, in London before he left for Crete.



As you can see, we are very busy people. And now I am looking forward to a little holiday in Vrahassi. Can't wait to see all my friends out there. I've put these videos on this blog, to show you what David and I are doing. Some of you may scoff, some of you may think we are crazy, but one person reading this blog will be as hungry as we were to make a successful business, working on line. If you are that person, get in touch with us, and join our team at Empower Network.

You can email me: janesharp_creta@hotmail.com, or click this link: David Sharp and send us your email. We will get right back to you. Jane x

How to Make Money On Line

 

Listen to this video, we can help you change your life.

How to Handle the Financial Crisis in Greece

I noticed that David has done an interesting blog post about the financial crisis in Greece. If you would like to check it out, here is the link: http://en.teamtissa.com/zatk

I am new to internet marketing, but since I started to think prosperity, all sorts of opportunities have jumped in my path. And it is so easy. David, of course has been working with the Empowerment team for some time, so I have a bit of catching up to do, but watch this space.

Meanwhile, in Vrahassi, the sun is shining, and the new restaurant is open. We went there yesterday, had a cool beer and little plates of Cretan food: fava, tzatziki, stuffed vine leaves, little fishes, it was lovely. And today we are heading for the seaside. Greece may be in crisis, but there are still ways to make money.

Love Jane x

Want a Cheap Ferrari?

On the outskirts of Athens there is a company that trades in the unhappiness of others.

A dusty Ferrari sits abandoned in a garage, while the forecourt of Auto-Credit is packed with other luxury cars incompatible with this age of austerity.
This is where the wealthy come to pawn their supercars in order to ride out the recession.
Ten owners a day hand over their keys for a three-month contract and a handful of euros.
Increasingly, many of those struggling in the crisis can't afford to get their cars back, so the business has expanded into neighbouring lots.
There's even a secret location where company founder Christos Ioannou is now storing luxury yachts, which owners can no longer afford to run.
"Of course, they are emotional when they come here," he told Sky News.
"It's their car, or their boat and a means of transport and they are only here because of their difficult financial state."
There's an ironic twist to this story, too: the number of buyers is also drying up, so he's planning on reselling the cars in the country where many of them were assembled.

The Auto-Credit business has expanded into neighbouring lots

"Some owners cannot pay for cars which are left behind and can't retrieve them. These are usually big 4x4s," Mr Ioannou said.
"There is no demand for them in Greece right now so we have set up a company in Germany to export them there for resale."
It's not the only pawn shop doing a brisk trade in Greece. If you walk down Ermou Street, the equivalent of Oxford Street in London, there are flashing neon signs everywhere, offering cash for valuables.
Jack Moore, from Newcastle, was one of the first on the block, after assessing how much gold was being hoarded by people in other European countries.
"When I first came here I was one of the first. You would be lucky if you could see two shops. Now there might be 400 or 500 shops within such a short space of time," he told me.
"They've come from nowhere."
He said business has been steady throughout the crisis, but more unscrupulous black market traders have been springing up.
It's a sign of the desperation here, where incomes of civil servants have dropped by 40%, taxes have soared, pensions shrunk and job prospects all but disappeared.
The threat of even greater economic deprivation now hangs on talks to try to keep Greece solvent with another 130 billion euro bailout.
If it defaults, Greece could soon find drachmas back in their pockets.

Thanks to Sky News for this report.

I don't think I shall be rushing out to buy a second hand Ferrari, or much else come to think of it. I'm already running my own soup kitchen for our family of 6 (Me, David, Zouki, Maisie, Phoebie, and Percy). Tomorrow it is leek and potato. Roll on the salad days of summer!
Jane x